Member FDIC ... American Exchange Bank is participating in the FDIC's Transaction Account Guarantee Program. Until December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

On October 1, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor on interest-bearing accounts through December 31, 2009.