Rick Otto, Financial Advisor

Mutual Funds, Annuities, Investments, IRA's

Mutual funds, variable products and other investments are not a deposit product, not insured by FDIC or any other agency of the Federal Government, or other obligations of any bank, are not guaranteed by any bank, or any other affiliated entity, are subject to investment risks, including possible loss of principal invested, and are not insured by the Securities Investors Protection Corporation (SIPC) as to loss of principal.

Securities offered through Woodbury Financial Services, Inc., a registered broker/dealer and member NASD/SIPC, Box 64284, St Paul, MN 55164. 800-800-2000

Mr. Otto is not employed by the American Exchange Bank.  The bank provides space for him as a service to our customers who want to talk to a financial advisor.

Mr. Otto is available at the bank on Wednesdays from 9:00 am to 4:00 pm.

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